Frequently Asked Questions

FAQ

Your Frequently Asked Questions about Gobal-service Credits

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  • What types of credit does Gobal-service offer?
    Gobal-service offers a wide range of credits:

    Personal Loans for your individual needs.
    Mortgage Loans to buy or renovate a property.
    Car Loans to finance a vehicle.
    SME Loans to support the growth of your business.
  • How can I apply for a loan?
    You can apply for a loan online by filling out our form on the Apply for a Loan page. You will receive a response quickly, usually within 48 hours.
  • What documents are required for a loan application?
    Commonly requested documents include:
    • A valid ID.
    • Your last three pay slips.
    • Proof of residence.
    • Your bank statements from the last three months.
    • Additional documents may be required depending on the type of credit.
  • What interest rates are offered?
    Our interest rates are competitive and vary depending on the type of credit and your financial profile. Contact us for a personalized estimate.
  • How long does it take to get a loan?
    Once your application is approved, funds can be available within 72 hours. Times may vary depending on the completeness of the provided documents.
  • Can I repay my loan early?
    Yes, early repayment is possible. In some cases, fees may apply. Check your credit contract for more details.
  • Can I apply for a loan if I am on a fixed-term contract or self-employed?
    Yes, Gobal-service considers applications from various profiles, including fixed-term contract employees or self-employed individuals. We assess your overall situation to evaluate your eligibility.
  • What should I do if I have difficulty repaying?
    If you encounter difficulties, contact us immediately. We offer solutions such as loan rescheduling or deferred payment.
  • Are the data provided during my loan application secure?
    Yes, we use advanced security protocols to protect your personal and financial data, in compliance with applicable data protection laws, including the General Data Protection Regulation (GDPR). Your privacy and the security of your information are our top priority.